What about Loan Modification?  We don't do  Loan Modifications as We are not  attorneys or mortgage brokers and therefore not licensed to do loan modifications in Washington State (see our resource page for loan modification scams).

However, we understand them. To do a loan modification,  you will have to prove your income and it must be enough to support your new payment.    Check out our Resource Page for Loan Modifications and other self help.

Here's what my team found out about Loan Modifications.  If you want to stay in your home and can afford your home it's probably a good deal, maybe even a great deal.  The question is what is your goal, how long do you want to keep your house?  In most cases they are not modifying the principal, they are simply adding it to the back end and they are only modifying the payments.  This means It could be years before you have equity in your house again.    So, if you plan to sell your home in the next couple of years, you could still find a need to do a short sale in order to sell.  It might be better to take your lumps now, like I said it depends upon your goals and what is best for you.  Give us a call and lets talk.

Mike is a Real Estate Expert, a Realtor,  and has been in the Real Estate industry for over 25 years.  He has been an active Real Estate agent since 1987, during which time he owned and manage a home building company and a short sale company and a Real Estate investment company.  As a home builder, Mike designed and built many homes, developed land and remodeled every phase of houses over the years. Additionally,  Mike has owned, bought and sold many houses as a Real Estate Investor.  Mike know real estate and has the team to solve your situation.

Part of Mikes team is  RealMitigation.com., a short sale company.  Although  Mike  is not an attorney and or  an accountant he fully understand the tax consequences of a short sale,  as well as the foreclosure process of  Deeds of trusts in Washington State.  Our entire team consistently educates ourselves on the short sale process and we stay on top of what is happening nationally as well as locally in the state of Washington.

I’m always consulting with attorneys and have spent a lot of my own money to stay current on short sales and the foreclosure process in Washington State.  Although I do not give legal advice, I have found I know and understand the foreclosure process as it relates to short sales better than most attorneys and real estate agents in Washington State.  


                                               Click here, to Contact us Now.

                                                     Mike Karsten

                                              Mountain View Properties
                         Your REO Foreclosure and Short Sale Experts                           
                         314 182nd Ave E, ste A, Lake Tapps, WA  98391
                                         ShortSaleExpert@Comcast.Net
                                                                      1-253-299-6733